NFU Mutual

Like a bank, but with wellies

It’s basically insurance, but make it countryside. The office has that clean-carpet smell and a sort of quiet confidence, like everyone’s dad is on the board. They mostly deal with farmers, old money, or anyone who still uses the phrase “motor” instead of “car”.

You’ll probably go in for a quote and come out having insured your dog, your Aga, and your sense of heritage. That said, they’re actually sound - no annoying call centres, you speak to real people who live vaguely nearby and know what a combine harvester is.

Bit pricier than the usual comparison site nonsense, but you’re paying to never sit on hold listening to panpipe hold music again.